Download Annual Report of the Superintendent Book

Annual Report of the Superintendent PDF
By:Missouri. Insurance Department
Published on 1916 by

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Download Overview of federal tax treatment of life insurance companies and 1988 interim Treasury Department report Book

Overview of federal tax treatment of life insurance companies and 1988 interim Treasury Department report PDF
By:United States. Congress. Joint Committee on Taxation
Published on 1988 by

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Download Insurance Era Book

Insurance Era PDF
By:Caley Horan
Published on 2021-05-28 by University of Chicago Press

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Actuarial thinking is everywhere in contemporary America, an often unnoticed byproduct of the postwar insurance industry’s political and economic influence. Calculations of risk permeate our institutions, influencing how we understand and manage crime, education, medicine, finance, and other social issues. Caley Horan’s remarkable book charts the social and economic power of private insurers since 1945, arguing that these institutions’ actuarial practices played a crucial and unexplored role in insinuating the social, political, and economic frameworks of neoliberalism into everyday life. Analyzing insurance marketing, consumption, investment, and regulation, Horan asserts that postwar America’s obsession with safety and security fueled the exponential expansion of the insurance industry and the growing importance of risk management in other fields. Horan shows that the rise and dissemination of neoliberal values did not happen on its own: they were the result of a project to unsocialize risk, shrinking the state’s commitment to providing support, and heaping burdens upon the people often least capable of bearing them. Insurance Era is a sharply researched and fiercely written account of how and why private insurance and its actuarial market logic came to be so deeply lodged in American visions of social welfare.

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Download Ohio Insurance Report. Exhibit of Business Book

Ohio Insurance Report. Exhibit of Business PDF
By:Ohio. Division of Insurance
Published on 1956 by

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Download Genetics and Life Insurance Book

Genetics and Life Insurance PDF
By:Arthur L. Caplan
Published on 2004 by MIT Press

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Experts discuss the economic, legal, and social issues surrounding the use of genetic testing in determining eligibility for life insurance. Insurance companies routinely use an individual's medical history and family medical history in determining eligibility for life insurance; this is part of the process of medical underwriting. Insurers have also long used genetic information, often derived from family history, in underwriting. But rapid advances in gene identification and genetic testing are changing the way we look at genetic information. Should the results of genetic testing (which might identify a predisposition toward disease not related to medical history) be available to life insurance medical underwriters? Few if any life insurers currently require genetic testing, but there are no laws or regulations prohibiting its use. Genetics and Life Insurance examines the complex economic, legal, and social issues surrounding the use of genetic information in life insurance underwriting. The contributors are legal scholars, representatives of the life insurance industry (including an actuary and an insurance physician), a geneticist, a genetic counselor, a philosopher, and a consumer advocate. They explore all aspects of an issue that has only recently drawn the attention of policymakers and the public. The book opens with a report on the results of a public opinion poll on genetics and life insurance. Succeeding chapters present the insurer perspective, a discussion of the economics of risk selection in life insurance, background information on the process of underwriting, a scientific analysis of genetic risks and mortality rates, a philosophical discussion of fairness and genetic underwriting, the viewpoints of consumers and genetics counselors, a comparison of different international policy approaches to the issue, and a legal analysis of antitrust implications when insurers collaborate in setting standards for medical underwriting. In the final chapter the editor addresses various policy options, examining the pros and cons of each one and assessing their political feasibility.

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Download The Questions and Answers on Life Insurance Workbook Book

The Questions and Answers on Life Insurance Workbook PDF
By:Anthony Steuer
Published on 2011 by Greenleaf Book Group

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Download Review of Veterans' and Servicemen's Life Insurance Programs Book

Review of Veterans' and Servicemen's Life Insurance Programs PDF
By:United States. Congress. House. Veterans' Affairs Committee
Published on 1966 by

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Download Legislation of Tort Liability Law in China Book

Legislation of Tort Liability Law in China PDF
By:Xinbao Zhang
Published on 2017-11-22 by Springer

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This book studies the fundamental conflicts between the protections on the legal rights and interests of victims and the freedom of infringers to act first. It is divided into four parts, the first of which explores the relevant legal methodology in order to provide possible solutions to difficult problems in Chinese tort liability law. Secondly, it puts forward a range of suggestions on how to resolve key issues in China’s torts liability law, including the general provisions; the provisions concerning the fault principle; the provisions of the non-fault principle; the special liability relation; damages; and defenses and related issues. Thirdly, the book addresses major institutional issues, including: the theory of consensus force; joint infringements; and operators’ duty of care; as well as several key relations: between the right to claim insurance compensation and the right to claim compensation for personal injury; between the right to claim tort liability and the right to exercise property rights; and between the right to claim tort liability and the right to reject unjust enrichment. Further aspects in this section include compensation for death; mental damages; pure economic loss and compensation; punitive compensation; and compensation for road traffic accidents. Lastly, the book explores special issues in tort liability law, e.g. the infringement of media rights, and the specific tort liability in various administrative laws and regulations.

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Download Municipal Liability Insurance Book

Municipal Liability Insurance PDF
By:California. Legislature. Assembly. Interim Committee on Finance and Insurance
Published on 1953 by

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Download Directors & Officers Liability Insurance Deskbook Book

Directors & Officers Liability Insurance Deskbook PDF
By:American Bar Association
Published on 2016 by American Bar Association Tort Trial & Insurance Practice Section

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|Understanding and interpreting D & O liability and coverage issues involves studying the evolved terms of the corporate liabilities presented, the contract terms implicated and the case decisions interpreting those terms. Now updated, [this book] has evolved with the expansion of corporate liabilities, the terms of the policies at issue and the judicial interpretations as well. Use this book as a reference tool for navigating the current landscape, providing synopses of important judicial decisions (in various jurisdictions) on the key provisions that commonly arise. This book reflects on this history of directors and officers exposures and the insurance coverage called upon to address those risks. [This book] covers the following important issues: policy issuance; insuring agreements; trigger and scope of coverage; defense obligations; policy limits, retentions, and exclusions; settlement; allocation; policy termination and nonrenewable; coverage litigation issues; and recent developments in D & O liability abroad.|--

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Download Strategic Planning and Modeling in Property-Liability Insurance Book

Strategic Planning and Modeling in Property-Liability Insurance PDF
By:J. David Cummins
Published on 1984-12-31 by Springer Science & Business Media

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The Geneva Association and Risk Economics The Geneva Association The Geneva Association (International Association for the Study of Insurance Economics) commenced its activities in June 1973, on the initiative of twenty-two members in eight European countries. It now has fifty-four members in sixteen countries in Europe and in the United States. The members of the association are insurance companies which provide financial support for its activities. The aims and strategy of the Geneva Association were clearly defined in 1971 by the founding committee. They were set forth in the first report to the Assembly of Members in 1974: |To make an original contribution to the progress of insurance by objective studies on the interdependence between economics and insurance.| In pursuit of this objective, the Association strives to place insurance problems in the context of the modern economy and to overcome the antagonism between different groups and institutions by showing that they all have a common interest in tackling the problem of risk in a changing world. In consequence, the studies made by the Association had to move away from the subjects familiar to insurance professionals and explore related fields, dealing with opinions and behavior falling outside the profession's vii FOREWORD viii traditional framework of analysis. It is in this direction that the Association's preoccupations have been directed from the beginning, towards areas in which insurance activities come into contact with those of other economic sectors such as government, banking, manufacturing, and households.

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